Top 10 mistakes of money in the purchase of a car
http://autocars247.blogspot.com/2008/04/top-10-mistakes-of-money-in-purchase-of.html
Buying a car is a big investment. It is also an exciting experience for the first time, especially car buyers. With all the excitement, many car buyers often make bad decisions because they lack information, and sometimes because of impulsivity. Here are the top ten mistakes people commit money when buying a car:
1. Purchases you are ideal car.
The cars come in different models and each has its own "ideal" type of car he wants. But by focusing on one type of car just because it is fantastic is not a very good idea. Instead of just thinking about the appearance and design of the car, consider your needs and lifestyle. Especially consider your budget when choosing a car.
2. Do not go for a road test drive.
When buying a car, it is one of the most important steps that you should not miss. A car may seem impressive and outside, but you never know exactly state of the car unless you personally take it for a test drive.
3. From negotiation based on the price tag of the car.
Before you negotiate a lower price, to find out what the car is the real price. You may think you get a huge discount on the asking price when in truth, you can always ask for a price much lower than that.
4. Do not take into account the full price of the transaction.
Retailers usually encourage car buyers by giving your monthly payment of the car. In this way, it would not seem very great for the buyer. When you speak with an automobile dealer, ask what the total cost of the car first. Then, ask other costs such as, if you make an exchange, financing, or leasing. This will give you a better idea about the actual cost of the car.
5. Purchase of the car just because of the incentives included in the package.
Car sellers often include additional bonuses to attract car buyers with the purchase of the car. Incentives may include rebates, 0% financing, etc. You can be convinced to buy simply because it is thinking about how much money you can get from the whole package. But the most important question is, the car is really worth purchasing? Remember, your main goal is to buy a car that will suit your needs and lifestyle.
6. No shopping around the right car loan financing.
Finding the right financing of the business is as important as finding the right car. If you have plans to buy a car, it's a good idea to undertake research on finance companies of a car in advance, even before the search for a car.
7. N'élaborent not your credit.
An excellent credit report is essential to getting deals on car loans. So if you intend to buy a car, it is advisable to start working on your credit report at least six months to ensure that when you apply for a car loan, you will get approved and the best rate too.
8. Buying additional items of the concessionaire.
You're car dealer may tell you about buying additional services to improve the appearance of your vehicle, such as the protection of the paint, VIN etching, rustproofing,… But it can make your purchase unreasonably higher what it should be. If you want to enjoy these things, it is preferable to have them separately.
9. Do not do your own research.
If you go to trade in your old car for a new one, make sure you do your own research on the value of your car on the market. Do not let dealers simply speak into believing that your car is worth on this without checking oneself.
10. Not having the car checked by a professional.
Before buying a car, rent an engineer to diagnose the vehicle for you especially if you buy a used car. If it's a used car, ask the mechanic to write a detailed report on the car's condition and repairs as needed. See this report when you negotiate the price of the car.
1. Purchases you are ideal car.
The cars come in different models and each has its own "ideal" type of car he wants. But by focusing on one type of car just because it is fantastic is not a very good idea. Instead of just thinking about the appearance and design of the car, consider your needs and lifestyle. Especially consider your budget when choosing a car.
2. Do not go for a road test drive.
When buying a car, it is one of the most important steps that you should not miss. A car may seem impressive and outside, but you never know exactly state of the car unless you personally take it for a test drive.
3. From negotiation based on the price tag of the car.
Before you negotiate a lower price, to find out what the car is the real price. You may think you get a huge discount on the asking price when in truth, you can always ask for a price much lower than that.
4. Do not take into account the full price of the transaction.
Retailers usually encourage car buyers by giving your monthly payment of the car. In this way, it would not seem very great for the buyer. When you speak with an automobile dealer, ask what the total cost of the car first. Then, ask other costs such as, if you make an exchange, financing, or leasing. This will give you a better idea about the actual cost of the car.
5. Purchase of the car just because of the incentives included in the package.
Car sellers often include additional bonuses to attract car buyers with the purchase of the car. Incentives may include rebates, 0% financing, etc. You can be convinced to buy simply because it is thinking about how much money you can get from the whole package. But the most important question is, the car is really worth purchasing? Remember, your main goal is to buy a car that will suit your needs and lifestyle.
6. No shopping around the right car loan financing.
Finding the right financing of the business is as important as finding the right car. If you have plans to buy a car, it's a good idea to undertake research on finance companies of a car in advance, even before the search for a car.
7. N'élaborent not your credit.
An excellent credit report is essential to getting deals on car loans. So if you intend to buy a car, it is advisable to start working on your credit report at least six months to ensure that when you apply for a car loan, you will get approved and the best rate too.
8. Buying additional items of the concessionaire.
You're car dealer may tell you about buying additional services to improve the appearance of your vehicle, such as the protection of the paint, VIN etching, rustproofing,… But it can make your purchase unreasonably higher what it should be. If you want to enjoy these things, it is preferable to have them separately.
9. Do not do your own research.
If you go to trade in your old car for a new one, make sure you do your own research on the value of your car on the market. Do not let dealers simply speak into believing that your car is worth on this without checking oneself.
10. Not having the car checked by a professional.
Before buying a car, rent an engineer to diagnose the vehicle for you especially if you buy a used car. If it's a used car, ask the mechanic to write a detailed report on the car's condition and repairs as needed. See this report when you negotiate the price of the car.
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